{"id":160390,"date":"2026-06-09T15:01:37","date_gmt":"2026-06-09T18:01:37","guid":{"rendered":"https:\/\/www.valdesriesco.com\/?p=160390"},"modified":"2026-06-09T15:52:09","modified_gmt":"2026-06-09T18:52:09","slug":"proceso-de-patentes-por-no-uso-de-derechos-de-aprovechamiento-de-aguas-2026-2","status":"publish","type":"post","link":"https:\/\/www.valdesriesco.com\/?p=160390","title":{"rendered":"El cheque en garant\u00eda y el delito de giro doloso"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_height_percent=&#8221;60&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;5&#8243; bottom_padding=&#8221;5&#8243; back_color=&#8221;color-166679&#8243; back_image=&#8221;160395&#8243; back_image_auto=&#8221;yes&#8221; overlay_color=&#8221;color-210407&#8243; overlay_alpha=&#8221;22&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; enable_bottom_divider=&#8221;default&#8221; bottom_divider=&#8221;gradient&#8221; shape_bottom_h_use_pixel=&#8221;true&#8221; shape_bottom_height_percent=&#8221;100&#8243; shape_bottom_color=&#8221;color-jevc&#8221; shape_bottom_opacity=&#8221;30&#8243; shape_bottom_index=&#8221;0&#8243; content_parallax=&#8221;0&#8243; uncode_shortcode_id=&#8221;178356&#8243; back_color_type=&#8221;uncode-palette&#8221; overlay_color_type=&#8221;uncode-palette&#8221; shape_bottom_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;66&#8243; position_horizontal=&#8221;left&#8221; position_vertical=&#8221;bottom&#8221; gutter_size=&#8221;2&#8243; style=&#8221;dark&#8221; font_family=&#8221;font-136269&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;421520&#8243;][vc_empty_space empty_h=&#8221;3&#8243;][uncode_info_box items=&#8221;Date,Reading_time&#8221; text_size=&#8221;h4&#8243; separator=&#8221;bullet&#8221;][vc_custom_heading auto_text=&#8221;yes&#8221; heading_semantic=&#8221;h1&#8243; text_font=&#8221;font-136269&#8243; text_size=&#8221;fontsize-155944&#8243; uncode_shortcode_id=&#8221;147284&#8243;]Automatic Heading Text[\/vc_custom_heading][vc_custom_heading uncode_shortcode_id=&#8221;684339&#8243;]\u2013 Jorge Alcalde Schonherr<br \/>\nAbogado de la Universidad de los Andes y asociado de Vald\u00e9s Riesco.[\/vc_custom_heading][\/vc_column][\/vc_row][vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;2&#8243; bottom_padding=&#8221;0&#8243; back_color=&#8221;color-lxmt&#8221; overlay_alpha=&#8221;50&#8243; equal_height=&#8221;yes&#8221; gutter_size=&#8221;0&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; content_parallax=&#8221;0&#8243; el_class=&#8221;inverted-device-order&#8221; uncode_shortcode_id=&#8221;201235&#8243; back_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;5&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;202633&#8243;][vc_column_text text_lead=&#8221;yes&#8221; text_color=&#8221;color-prif&#8221; uncode_shortcode_id=&#8221;158725&#8243; text_color_type=&#8221;uncode-palette&#8221;]&#8221; &#8230; Al desnaturalizarse el cheque, se elimina uno de los elementos estructurales del tipo penal: la expectativa de pago inmediato( &#8230; ). Sin ser un\u00e1nime, esta l\u00ednea argumentativa ha sido acogida por varios juzgados de garant\u00eda en Chile, que han sobrese\u00eddo o no han dado curso a querellas por giro doloso cuando se ha acreditado que los cheques fueron entregados en garant\u00eda. <strong>Ahora bien, el verdadero desaf\u00edo es la prueba &#8230; &#8221;<\/strong>[\/vc_column_text][vc_custom_heading text_size=&#8221;h3&#8243; text_height=&#8221;fontheight-357766&#8243; uncode_shortcode_id=&#8221;176258&#8243;]Los delitos exigen tipicidad, antijuridicidad y culpabilidad, a pesar de lo cual, el margen de interpretaci\u00f3n que tiene el abogado defensor es, muchas veces, m\u00e1s amplio de lo que se espera. En tal sentido, merece especial atenci\u00f3n el delito de giro doloso de cheques en el desarrollo de operaciones de factoring y otros mecanismos de financiamiento empresarial.[\/vc_custom_heading][vc_column_text text_lead=&#8221;yes&#8221; text_color=&#8221;color-prif&#8221; uncode_shortcode_id=&#8221;123225&#8243; text_color_type=&#8221;uncode-palette&#8221;]El <em>factoring<\/em> es lo que la doctrina denomina un contrato innominado; sin embargo, ello no le resta un \u00e1pice de relevancia ni de frecuencia en la pr\u00e1ctica comercial. <strong>Todo lo contrario. Es, muchas veces, la forma m\u00e1s \u00e1gil y eficiente que tiene una empresa para transformar sus cuentas por cobrar en liquidez.<\/strong>[\/vc_column_text][vc_empty_space empty_h=&#8221;2&#8243;][vc_button button_color=&#8221;accent&#8221; size=&#8221;btn-lg&#8221; border_width=&#8221;0&#8243; link=&#8221;url:https%3A%2F%2Fwww.elmercurio.com%2Flegal%2FBuscador%2Findex.aspx%3Fquery%3DEl%2520cheque%2520en%2520garant%25C3%25ADa%2520y%2520el%2520delito%2520de%2520giro%2520doloso|target:_blank&#8221; uncode_shortcode_id=&#8221;578030&#8243; button_color_type=&#8221;uncode-palette&#8221;]Ver Mercurio Legal[\/vc_button][\/vc_column][\/vc_row][vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;0&#8243; top_padding=&#8221;0&#8243; bottom_padding=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; equal_height=&#8221;yes&#8221; gutter_size=&#8221;0&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; el_class=&#8221;inverted-device-order&#8221;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; back_image=&#8221;160393&#8243; parallax=&#8221;yes&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; mobile_height=&#8221;340&#8243; uncode_shortcode_id=&#8221;213948&#8243;][\/vc_column][vc_column column_width_use_pixel=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;5&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; column_width_pixel=&#8221;528&#8243;][vc_custom_heading text_color=&#8221;accent&#8221; text_size=&#8221;h3&#8243; text_height=&#8221;fontheight-357766&#8243; text_uppercase=&#8221;&#8221; uncode_shortcode_id=&#8221;109070&#8243; text_color_type=&#8221;uncode-palette&#8221;]En t\u00e9rminos simples, una empresa cede sus facturas a una de estas entidades, la cual anticipa el pago, asumiendo el riesgo de cobranza a cambio de una comisi\u00f3n o tasa de descuento. Es un mecanismo que permite a las pymes y empresas medianas financiarse sin recurrir al cr\u00e9dito bancario tradicional u otras formas de financiamiento m\u00e1s sofisticadas.[\/vc_custom_heading][vc_column_text text_lead=&#8221;yes&#8221; text_color=&#8221;color-prif&#8221; uncode_shortcode_id=&#8221;186158&#8243; text_color_type=&#8221;uncode-palette&#8221;]Como reza la pr\u00e1ctica comercial, en todo contrato de cr\u00e9dito, la empresa de factoring requiere garant\u00edas y, en ciertos casos, dichas cauciones toman la forma de cheque. El cliente entrega uno o varios cheques a la empresa, no como medio de pago inmediato, sino como respaldo o seguro frente a un eventual incumplimiento, es decir, un hecho futuro e incierto (\u00bfles suena esa definici\u00f3n?).[\/vc_column_text][\/vc_column][\/vc_row][vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;0&#8243; top_padding=&#8221;0&#8243; bottom_padding=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; equal_height=&#8221;yes&#8221; gutter_size=&#8221;0&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; el_class=&#8221;inverted-device-order&#8221;][vc_column column_width_use_pixel=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;4&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; column_width_pixel=&#8221;600&#8243; uncode_shortcode_id=&#8221;161698&#8243;][vc_custom_heading text_color=&#8221;accent&#8221; text_size=&#8221;h1&#8243; text_uppercase=&#8221;&#8221; uncode_shortcode_id=&#8221;191681&#8243; text_color_type=&#8221;uncode-palette&#8221;]\u00bfExiste el cheque en garant\u00eda?[\/vc_custom_heading][vc_column_text text_lead=&#8221;yes&#8221; text_color=&#8221;color-prif&#8221; uncode_shortcode_id=&#8221;212925&#8243; text_color_type=&#8221;uncode-palette&#8221;]Para la ley chilena, no. La Ley N\u00ba 7.707, sobre cuentas corrientes bancarias y cheques, es categ\u00f3rica: el cheque es un instrumento de pago a la vista, lo que significa que debe ser pagado al momento de su presentaci\u00f3n al banco, sin condici\u00f3n alguna. <strong>El art\u00edculo 10 de esa normativa dispone expresamente que el cheque no puede ser condicional.<\/strong>[\/vc_column_text][vc_column_text text_lead=&#8221;yes&#8221; text_color=&#8221;color-prif&#8221; uncode_shortcode_id=&#8221;140467&#8243; text_color_type=&#8221;uncode-palette&#8221;]As\u00ed de simple; as\u00ed de claro, pero la pr\u00e1ctica comercial ha insistido en utilizar el cheque como instrumento de garant\u00eda y la doctrina y la jurisprudencia -no sin debate- han decidido acoger su existencia, no como un instrumento cambiario en sentido estricto, sino como una convenci\u00f3n entre partes que, aunque desnaturaliza el cheque, refleja una voluntad negocial leg\u00edtima.[\/vc_column_text][\/vc_column][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; back_image=&#8221;160397&#8243; parallax=&#8221;yes&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; mobile_height=&#8221;340&#8243; uncode_shortcode_id=&#8221;691706&#8243;][\/vc_column][\/vc_row][vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;2&#8243; bottom_padding=&#8221;2&#8243; back_color=&#8221;color-166679&#8243; overlay_alpha=&#8221;50&#8243; equal_height=&#8221;yes&#8221; gutter_size=&#8221;0&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; content_parallax=&#8221;0&#8243; el_class=&#8221;inverted-device-order&#8221; uncode_shortcode_id=&#8221;212891&#8243; back_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;5&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;202633&#8243;][vc_column_text text_lead=&#8221;yes&#8221; text_color=&#8221;color-xsdn&#8221; uncode_shortcode_id=&#8221;126978&#8243; text_color_type=&#8221;uncode-palette&#8221;]Y aqu\u00ed es donde el art\u00edculo 4 del C\u00f3digo de Comercio viene al rescate: la costumbre mercantil suple el silencio de la ley, cuando los hechos que la constituyen son uniformes, p\u00fablicos, generalmente ejecutados en la Rep\u00fablica o en una determinada localidad y reiterados por un largo espacio de tiempo. Eso es lo que sucede con el cheque en garant\u00eda.[\/vc_column_text][vc_custom_heading text_color=&#8221;color-xsdn&#8221; text_size=&#8221;h3&#8243; text_height=&#8221;fontheight-357766&#8243; uncode_shortcode_id=&#8221;210504&#8243; text_color_type=&#8221;uncode-palette&#8221;]Por lo tanto, la pregunta no es si el cheque en garant\u00eda existe -claramente no, en los t\u00e9rminos de la Ley de Cuentas Corrientes-, sino si <strong>esa existencia f\u00e1ctica tiene consecuencias jur\u00eddicas relevantes.<\/strong>[\/vc_custom_heading][vc_column_text text_lead=&#8221;yes&#8221; text_color=&#8221;color-xsdn&#8221; uncode_shortcode_id=&#8221;184810&#8243; text_color_type=&#8221;uncode-palette&#8221;]<mark>El art\u00edculo 22 de la Ley N\u00ba 7.707 tipifica el delito de giro doloso de cheques. En s\u00edntesis, comete este il\u00edcito quien gira un cheque sin que existan fondos suficientes en la cuenta corriente, o quien frustra su pago una vez girado.<\/mark>[\/vc_column_text][\/vc_column][\/vc_row][vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;0&#8243; top_padding=&#8221;0&#8243; bottom_padding=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; equal_height=&#8221;yes&#8221; gutter_size=&#8221;0&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; el_class=&#8221;inverted-device-order&#8221;][vc_column column_width_use_pixel=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;4&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; column_width_pixel=&#8221;600&#8243; uncode_shortcode_id=&#8221;161698&#8243;][vc_custom_heading text_color=&#8221;accent&#8221; text_size=&#8221;h3&#8243; text_uppercase=&#8221;&#8221; uncode_shortcode_id=&#8221;211841&#8243; text_color_type=&#8221;uncode-palette&#8221;]El tipo penal supone, entonces, que el cheque fue girado como instrumento de pago: alguien recibi\u00f3 el cheque esperando que representara dinero disponible en ese momento o que pudiera cobrarse a la vista.[\/vc_custom_heading][vc_column_text text_lead=&#8221;yes&#8221; text_color=&#8221;color-prif&#8221; uncode_shortcode_id=&#8221;410328&#8243; text_color_type=&#8221;uncode-palette&#8221;]Pero <strong>\u00bfqu\u00e9 ocurre cuando el cheque no fue girado como instrumento de pago, sino como garant\u00eda?<\/strong> Si fue entregado con el acuerdo expl\u00edcito -o incluso t\u00e1cito,- de que solo ser\u00eda cobrado ante el incumplimiento de una obligaci\u00f3n futura, entonces el instrumento fue desnaturalizado desde el inicio y dej\u00f3 de ser un cheque en sentido jur\u00eddico para convertirse en otra cosa: un t\u00edtulo que representa una garant\u00eda, sujeto a una condici\u00f3n, que es un hecho futuro e incierto.[\/vc_column_text][vc_column_text text_lead=&#8221;yes&#8221; text_color=&#8221;color-prif&#8221; uncode_shortcode_id=&#8221;127780&#8243; text_color_type=&#8221;uncode-palette&#8221;]Al desnaturalizarse el cheque, se elimina uno de los elementos estructurales del tipo penal: la expectativa de pago inmediato. No hay enga\u00f1o sobre fondos disponibles para un pago presente, porque las partes sab\u00edan desde el principio que el instrumento no ser\u00eda presentado al cobro de inmediato.<\/p>\n<p><strong>Sin ser un\u00e1nime, esta l\u00ednea argumentativa ha sido acogida por varios juzgados de garant\u00eda en Chile, que han sobrese\u00eddo o no han dado curso a querellas por giro doloso cuando se ha acreditado que los cheques fueron entregados en garant\u00eda.<\/strong>[\/vc_column_text][\/vc_column][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; back_image=&#8221;160394&#8243; parallax=&#8221;yes&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; mobile_height=&#8221;340&#8243; uncode_shortcode_id=&#8221;751691&#8243;][\/vc_column][\/vc_row][vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;0&#8243; top_padding=&#8221;0&#8243; bottom_padding=&#8221;0&#8243; back_color=&#8221;color-lxmt&#8221; overlay_alpha=&#8221;50&#8243; equal_height=&#8221;yes&#8221; gutter_size=&#8221;0&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; content_parallax=&#8221;0&#8243; el_class=&#8221;inverted-device-order&#8221; uncode_shortcode_id=&#8221;178064&#8243; back_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_use_pixel=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;5&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; mobile_height=&#8221;340&#8243; uncode_shortcode_id=&#8221;213868&#8243; column_width_pixel=&#8221;528&#8243;][vc_custom_heading text_color=&#8221;accent&#8221; text_size=&#8221;h3&#8243; text_weight=&#8221;400&#8243; text_height=&#8221;fontheight-357766&#8243; text_uppercase=&#8221;&#8221; uncode_shortcode_id=&#8221;121821&#8243; text_color_type=&#8221;uncode-palette&#8221;]Sin ser un\u00e1nime, esta l\u00ednea argumentativa ha sido acogida por varios juzgados de garant\u00eda en Chile, que han sobrese\u00eddo o no han dado curso a querellas por giro doloso cuando se ha acreditado que los cheques fueron entregados en garant\u00eda.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Ahora bien, el verdadero desaf\u00edo es la prueba. Encontrar el argumento jur\u00eddico es solo el primer paso; el segundo es probar que los cheques efectivamente fueron entregados en garant\u00eda.<\/strong>[\/vc_custom_heading][\/vc_column][vc_column column_width_use_pixel=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;5&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; column_width_pixel=&#8221;528&#8243; uncode_shortcode_id=&#8221;131148&#8243; back_color_type=&#8221;uncode-palette&#8221;][vc_custom_heading text_color=&#8221;color-166679&#8243; text_size=&#8221;h3&#8243; text_weight=&#8221;400&#8243; text_height=&#8221;fontheight-357766&#8243; text_uppercase=&#8221;&#8221; uncode_shortcode_id=&#8221;897551&#8243; text_color_type=&#8221;uncode-palette&#8221;]No es una tarea sencilla, pero es una tarea posible, y en un sistema penal donde la duda razonable debe beneficiar al imputado, acreditar que existe una explicaci\u00f3n alternativa y plausible para el giro del cheque puede ser suficiente para desbaratar la acusaci\u00f3n.<\/p>\n<p>&nbsp;<\/p>\n<p>Es tarea del abogado encontrar caminos, proponer soluciones y, en definitiva, solucionar problemas.[\/vc_custom_heading][vc_button button_color=&#8221;accent&#8221; size=&#8221;btn-lg&#8221; border_width=&#8221;0&#8243; link=&#8221;url:https%3A%2F%2Fwww.elmercurio.com%2Flegal%2FBuscador%2Findex.aspx%3Fquery%3DEl%2520cheque%2520en%2520garant%25C3%25ADa%2520y%2520el%2520delito%2520de%2520giro%2520doloso|target:_blank&#8221; uncode_shortcode_id=&#8221;578030&#8243; button_color_type=&#8221;uncode-palette&#8221;]Ver Mercurio Legal[\/vc_button][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;5&#8243; bottom_padding=&#8221;4&#8243; back_color=&#8221;color-166679&#8243; back_image=&#8221;160168&#8243; back_position=&#8221;center center&#8221; overlay_color=&#8221;color-166679&#8243; overlay_alpha=&#8221;94&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; content_parallax=&#8221;0&#8243; uncode_shortcode_id=&#8221;198378&#8243; back_color_type=&#8221;uncode-palette&#8221; overlay_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; style=&#8221;dark&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243;][vc_row_inner][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; style=&#8221;dark&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243;][vc_column_text text_lead=&#8221;yes&#8221; uncode_shortcode_id=&#8221;428665&#8243;]Ante cualquier duda, y requerimiento de asesor\u00eda en relaci\u00f3n a esta materia, contactar a Pamela Bucarey Vivanco, al correo electr\u00f3nico<strong> <a href=\"mailto:pbucarey@valdesriesco.com\" target=\"_blank\" rel=\"noopener\">pbucarey@valdesriesco.com<\/a><\/strong> o a Tom\u00e1s Vald\u00e9s Riesco al correo electr\u00f3nico <strong><a href=\"mailto:tvaldes@valdesriesco.com\" target=\"_blank\" rel=\"noopener\">tvaldes@valdesriesco.com<\/a><\/strong>[\/vc_column_text][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; style=&#8221;dark&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u201d \u2026 Al desnaturalizarse el cheque, se elimina uno de los elementos estructurales del tipo penal: la expectativa de pago inmediato( \u2026 ). <\/p>\n","protected":false},"author":2,"featured_media":160396,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[157],"tags":[],"class_list":["post-160390","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-leyes"],"_links":{"self":[{"href":"https:\/\/www.valdesriesco.com\/index.php?rest_route=\/wp\/v2\/posts\/160390","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.valdesriesco.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.valdesriesco.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.valdesriesco.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.valdesriesco.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=160390"}],"version-history":[{"count":28,"href":"https:\/\/www.valdesriesco.com\/index.php?rest_route=\/wp\/v2\/posts\/160390\/revisions"}],"predecessor-version":[{"id":160423,"href":"https:\/\/www.valdesriesco.com\/index.php?rest_route=\/wp\/v2\/posts\/160390\/revisions\/160423"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.valdesriesco.com\/index.php?rest_route=\/wp\/v2\/media\/160396"}],"wp:attachment":[{"href":"https:\/\/www.valdesriesco.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=160390"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.valdesriesco.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=160390"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.valdesriesco.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=160390"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}